Online Cash Advances

Cash advance loans for people with bad credit

Unexpected bills can happen to even the most dedicated and hard working people. Have you ever run out of money before you wrote all the checks that were due for the month? Of course, we all have at one time or another. In most cases we are able to slip by and continue to live paycheck to paycheck until the unthinkable happens and we are faced with a sudden unexpected financial crisis. Before you find yourself in this sort of predicament, you should take it upon yourself to learn more about payday cash advance loans and what they can do to help get you through a rough money crunch.

What is an Online Cash Advance Loan?

An online cash advance loan is quite simply a small loan, typically between $100 and $500 that is given to you by a third party company. The loaning company uses your current wage earnings and checking account as evidence that you will be able to repay the loan in a timely manner. Most online cash advance companies will require recent check stubs, which prove that you earn a minimum amount each month; this amount varies from company to company. They will also need to see evidence that your checking account has been open and in good standing, which means they'd like to see that you have no returned checks for at least a month to a maximum of about three months. There are also companies in the marketplace today that offer a no fax option to their clients, making the entire process of applying for a loan even easier for you. An online cash advance can often be the quickest route to getting the cash you need for an emergency and get yourself out of a potentially bad financial situation.

What do I need in order to be approved for an online cash advance loan?

While the eligibility requirements vary somewhat from company to company, the most common requirements are:

• You must be at least eighteen years old to apply for a payday loan
• You should be earning at least $1,000 a month at your current job
• You must have been at your current job for at least three months
• You should have been living at your current residence for at least three months
• You must have an active checking account that that has been open and active for at least three months, with no returned or "bounced" checks on the account.

If you meet these minimum requirements then you will be eligible for a cash advance loan through most companies.

Getting a cash advance loan despite bad credit

People with less than perfect credit would be naturally hesitant to apply for a cash advance or payday loan, but really, there's no need to be. The majority of cash advance loan companies provide their service without running a credit check. What most of them do in order to do a cursory check is to communicate with other payday lenders to make sure that you haven't defaulted or fallen behind on a cash advance loan with someone else. Some of them may also use a check verification service to ensure that your check writing history doesn't show any returned or bounced checks.

In most cases, you can have your loan advance in less than 24 hours and the money won't be due for repayment for about two weeks on average. The exact amount of money you can borrow and the fees associated with these loans are company specific and the only way to determine these details is by checking with each payday lender to find out their terms and stipulations. When you are talking to a potential cash advance company, be sure to ask in advance about all the possible fees and penalties. It is equally important to find out about the possibility for extending the loan beyond the original term should you be unable to repay the loan as quickly as you had anticipated.

If you are careful and you read the fine print and think you can repay your cash advance loan in the time allowed, there is no reason why bad credit should stand in the way of you getting the cash you need with a cash advance loan. Just don't agree to anything until you understand how it can affect you in the future. If you have any questions whatsoever, do not hesitate to ask them before you sign on the dotted line. The choice to take or not take a payday cash advance loan is yours and yours alone. Don't be pressured into making a financial decision that is not the best choice for you. Always trust your instincts and go with your gut feeling.

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Technology And Intuition

Technology has moved us into a whole new world. We can know and do things that we never dreamed possible in the past. It also demands that we evolve with it. Major discoveries often make our current abilities obsolete and so it is with the world of technology. A developed intuition enables us to sift through this unprecedented amount of information and make choices to create the lives we want.



Once we discovered how to make matches, the skill to start fires by rubbing sticks together was no longer needed. After the invention of hand-held calculators, it was no longer necessary to memorize our multiplication tables. With the advent of the Internet we can access libraries of information without even leaving our homes.


Things are moving faster and faster, and we are required to make immediate decisions on more and more issues. There is less and less time for analysis. In this new world, how do we make informed decisions? What new abilities do we need to develop?


Life gets harder and harder every day for the ordinary person. This causes stress, and the stress continues to mount. The nervous system becomes overwhelmed. Affecting our perception, causing us to make mistakes. Mistakes bring more stress, and our life moves into a downward cycle. If we are doctors, nurses, pharmacists or pilots, our mistakes can cost lives. For most of us, our mistakes are less critical, but they still affect the quality of our lives.


What can be done about it? When we choose a lifestyle that focuses our attention on releasing the stress that builds up in the nervous system on a daily basis, the system becomes stronger. This strong nervous system provides clarity in perception, which helps us to achieve our goals. Achieving our goals makes us even stronger, and we begin to create an upwards spiral in our ability to create better lives for ourselves.





A developed intuition is crucial in order to function in a high-tech world. We can now get more information in a split second that we can ever use. It is more important than ever to be able to determine the value of the information we receive, and know if that information will be helpful to us. The intellect alone is not very effective in this high tech world. However, we can choose to develop our intuitive abilities, which allows us to make immediate decisions that are always in our best interest. Intuitively we can know. The intellect can only think or use reason and logic, which is much too slow for the new world where we find ourselves.


What is important? Recently I read an article about several people who were now billionaires many times over. They were young and had made an enormous amount of money as a result of technology.


However, the article said they were all severely depressed and could find no meaning to life. If you could be granted one request for your life, what would you ask for? Most of us would probably ask for happiness. When it comes down to it, the pursuit of happiness is one of the strongest drives we have as human beings. Have we been looking in the wrong direction for our happiness?


The technology we now enjoy is a major evolutionary step for us as a society. Technology seems to exist outside ourselves. It represents an outwards direction- pointing to a world beyond ourselves, a place where we seem to focus most of our attention. We have gained outer success, but what about what is more important within us.

Technology and everything in the outer world is only a means for us to use in our growth. It is the inner development that makes life really worthwhile. The self-actualized person functions well in the outer world because he knows both the inner and the outer worlds. Understanding how they relate to each other, he recognizes what is important. He has conquered fear, which allows him to feel peaceful, whole and complete regardless of what appears to be happening in the outer world. He knows that either world can be changed from within himself.

The soft stuff- high touch- is actually where the power lies. We usually think of high touch as our relationship to other people- the ones that help us to keep from getting lost among all of the machines and mechanical routines in our lives. High touch most importantly refers to our relationship with ourselves.


We have the power we need right within ourselves to create our lives to be just the way we want them to be. What kind of life will you create? It is all a matter of choice. By developing your intuition you will be able to just know, which is increasingly valuable in this age of information overload.

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Modern Warfare 3. I'm Hooked.

After listening to my son playing talking about a computer game called "Modern Warfare 3" I eventually weakened and had a try at it a few weeks back. I was expecting blood and guts and so forth but the actual violence which is implied in the title account for about 10% of "Modern Warfare 3." The remaining 90% is strategy....very complex strategy where a razor sharp memory is required. This is where I fell down.


Having said this, I was immediately captivated with the amazing story lines, far superior 'in game graphics', and extremely addicting game play. What I found after a short time of playing is that (obviously) there is an enormous difference in story mode versus online game-play. Anyone, dedicated enough, can master story mode, no matter what level the difficulty has been set on. The reason being, story mode bots are predictable. Humans on the other hand are not. You will never know for sure what the enemy player will do. Although, there are several tactics that can be used but none of them is perfect. They all have holes, there will always be someone who is better than you or knows your tactics. In my opinion, the game designers are trying to keep it that way by bettering their new "perks" system, which gives the gamer countless strategic and weapons assembly possibilities. That way a smaller percentage of players have the same style or set up and by extent, make the enemy that much more unpredictable.

Certain strategies have their pros but usually they have more cons. I am not claiming to be any expert, but through years of observation I believe I have some idea of what I'm talking about. Want to know My personal strategy? Well I don't have a permanent strategy. They never seem to work for very long. Unless you get into a good groove which is almost always short lived. I usually just go with whatever strategy will work at the time and I never use the same one twice. Sometimes slowly sneaking around the outskirts of the map with your scope up and ready will rack up a decent amount of points, if you are lucky. Or on smaller maps running around with a full or semi auto shot gun with perks such as "Extreme Conditioning," "Steady aim," or "Sleight Of Hand." Using this particular method unfortunately leaves you begging to be titled things such as "Striker Whore" "Buck shot punk" or any other heavily thought of name that our young minds can produce in an angry fit of rage.

Personally I use this on smaller maps when I know it will work for the most part, but as I said before it doesn't always work. By far, the single most frowned upon method known to ANY first person shooter game is, you guessed it, "Camping." Which consists of well, basically grabbing an overly powered weapon, find a heavily trafficked hallway or corner, pitch a tent (figuratively) and start killing all those unfortunate enough to unexpectedly run into you. Now almost anyone knows this method takes absolutely no skill, no strategy, and furthermore a person with no brain, to master. It ultimately takes the fun out of the game completely, and you will soon get an earful from anyone who has it out for "Campers."

Well you're probably thinking, "Just use flash bangs and grenades." The fact of the matter is, your team members (sadly) aren't as smart as you are half the time and will keep falling for it over and over again thinking "Okay I'll get him this time" but they never do, causing your team to lose. That is why it basically boils down to, unless you are in a team with friends, loan wolfing is the only remotely effective strategy. Teammates you don't know will often times have horrible communication skills, or never communicate at all. They like to stand in doorways getting you killed because you have nowhere to run to, they stand in front of you while you are scoping the map out, and cause a lot of attention to you when you are trying to sneak in on a "Camper" for a kill. I know it probably sounds rude, but honestly my advice is to steer clear of your teammates unless you know them well enough.

Don't run anywhere without checking your corners first, never just run into a room, always keep your scope up down hallways or around corners eliminating the need to draw up before the other person does. When in doubt, throw a grenade into a room you aren't entirely sure is occupied or not and if you get a hit marker they are now weakened so, toss a flash bang and head in. People who run around everywhere with "Extreme Conditioning" are always easy targets, it takes longer to get their scope up and aim or even fire from the hip accurately. Last but not least people on higher ground ALWAYS have the upper hand so find another way to get that "Camper" hiding in the window, get up to his level and take him out. Thank you, happy hunting, and "Rage Quitting" is as healthy for the heart as laughing.

If you're looking for a complete Modern Warfare 3 Strategy Guide then look no further. This MW3 Strategy Guide will give you everything you need to dominate this Call Of Duty Game.

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Spy Gadgets Dilemmas. An Introduction

A Wi-Fi detector (Photo credit: Wikipedia)

Every now and again I'll go off on a tangent with regards to researching or purely for my own entertainment. Earlier today I stumbled across a few sites and blogs dedicated to spy jammers. "Brilliant!" I yelled to myself. My minds eye had me as the new James Bond until reality kicked back in.

Quite a few folks would have imagined that the spy gadgets they see in film blockbusters and thrillers would become extraordinarily reasonable and available in the market that any person can order them from specialty gizmo shops or from online stores. These devices have exploded into popularity not only for law enforcement agents and private detectives but also for homeowners, business owners and any individuals needing security and surveillance tools.

The most common spy gadgets are disguised or concealed cameras and recording devices that are used to capture photographs, videos and sound during security monitoring and surveillance work. But that's not the sole use for spy gadgets. Devices such as signal jammers are also classified in the spy gizmo category though they have technical variations in function as you would find out in the following.

Jamming with Signal Jammers

Jamming devices are also regularly featured in spy and action pictures. Dependent on the scene, heroes or villains would simply flick a switch on a device or console to prevent their adversaries from making a call, activating another device or triggering a bomb. On other scenes, jammers are used to interrupt radio and other communication signals as well as rendering radar and other direction systems. People would be surprised to know that the spy gadgets they see in these flicks are available commercially at the moment.

Technically, jammers emit a specific 'noise' frequency that will meddle with a selected signal or frequency range. There are devices that will interrupt cellphone signals in the DMA, GSM, DCS and 3G bands inside a forty meter or more range without interrupting correct functioning of other electronic gadgets.

Other jammers are made for the 2.4 To 2.5 Ghz frequency range and would block all Wi-Fi signals with a good knock-out range of roughly ten meters. Others include devices that will scramble L1 and L2 GPS signals inside a 10 meter radius rendering all GPS trackers worthless.

Points to consider before buying Signal Jammers

These types are cool devices to have in your gadget armory but before hauling out to buy yourself a set, there are specific concerns you will need to make and understand before taking any action. Most importantly is that you need to appreciate and know the type that you'll use for a selected purpose. As discussed earlier, signal jammers are designed for a specific frequency range under consideration. So if your need is to dam Wi-Fi signals from your home or business multinational, then it might be dumb to get a GPS signal jammer and use it for this reason.

Before buying these types, you need to clearly understand that though these devices are generally legal to possess and use within your own homes and properties, use of signal jammers in public areas aren't lawful in most nations apart from the military, law enforcement agents and other Fed agencies. The US federal Communications Commission considers jamming frequencies by broadcasters for public use as public burglary. In other countries where there's a potential misuse by terrorists to interrupt military signals, the utilization of this type is precisely illegal. It is important therefore to understand the legal issues of their use before purchasing them.

Other items you need to consider before purchasing signal jammers is the power and working coverage area where the jamming frequencies are going to be used. Transportable and pocket-sized versions are enough to cover a room, but you'll need stronger devices if you need to cover a larger area or even an entire building.

Where and When Should You Use Signal Jammers

Signal Jammers can be used within your own houses, business corporations and other properties. The following describes certain locations and eventualities where it might be best to use signal jammers.

* Library libraries are places for study and research and not for talking with friends on your cell-phones. The noises generated by the ringtones, message tones as well as the chattering voices may cause interrupt folks present from their research. Stop these pesky folk from making disturbances by using them.

* Lecture Halls - A lecture hall is another place for learning and for the academe so it might be a giant bother and distraction for other scholars if folk keep texting, surfing and using their cell telephones while a lecture is continuing. Cut them off with it.

* Examination Halls - Technology has grown so classy that even cheaters find ingenious methods to cheat in examinations using their cell phones and other mobile devices. Prevent these cheaters from having their way by cutting off their mobile phone or Wi-Fi signals with jammers.

* Government Buildings - On certain public areas and Fed facilities, the utilising of mobiles and Internet access is prohibited due to certain security requirements. Make sure that this is followed by installing signal jammers in lobbies and other secured areas.

* Russia - The utilization of GPS signal jammers are welcomed in this country as most users prefer to use Russia's own version of the GPS.

* Offices - Research has shown that worker potency is seriously reduced due to their uncontrolled use of cellphones and other mobile devices. Hinder them from abusing their rights and focus on their work by jamming them.

* Automobile - If you suspect your auto has been bugged with a GPS tracker, or is probably going to be, a GPS jammer would be great to make certain that your movements aren't tracked.

* Wartime - Modern warfare uses the benefits of GPS, cellphone and Internet technologies. Militaries can gain an advantage over their enemies by employing numerous sorts of signal jammers.

Stop uncontrollable cellphone and net users by cutting off their source by employing signal jammers. Defend your privacy from bugs or GPS trackers by using the same. Nonetheless despite their coolness, users and potential buyers of them should first take one or two points to consider into account especially regarding the lawful use of these devices and enjoy full use of these wonderful contraptions.

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How To Host Your Own Blog

Image via CrunchBase

We all have things to say. Many of us have opinions we want to express or stories we want to tell. Not only that but we all like discussing our idea's and our views about certain topics, possibly about music, arts, a show we have just seen. Of course many will also be political in nature. Whichever it is there used to be some difficulties making our thoughts generally known.

Many people kept diaries and such great diarists as Samuel Pepys have been a source of knowledge, and of course amusement over a long period. There were also letters to the editor of different publications, usually to express an opinion at some article they had published. The first few pages of Time Magazine and The Economist, not to mention large sections of newspapers are devoted to this form of personal expression.

But much of this has changed forever and is still developing at a furious pace. With the rolling out of the internet there are now a myriad of ways to go about making one's voice heard. The first and most obvious way is in the comments section of online newspapers and magazines. Click through any article and, where allowed by the editors, there will be a discussion. On some controversial topics these contributions may run into the thousands.

A slightly out of date way, and also unlikely to get much exposure are the chat rooms. Many chat rooms are open discussion groups but when they are unstructured are usually pretty pointless and are often dominated by one or two people with the others in the room being ignored or worse.

Facebook and other social media are open and free. But the only people who are likely to see your opinions and arguments will be your online "friends". Most of the postings on Facebook are only a few entries long as time brings more contributions to the fore so postings age very quickly.

One can join a forum. There are many forums and one can find many that will allow one to open one's own "thread" to which the other members of the forum may or may not contribute.

The best way, however, is to open one's own blog. A blog is a contraction of the words Web log and started life as a chronological listing of one persons thoughts and opinions, with the most recent being displayed first. Pretty soon however most blogs started to allow contributors to express their opinions. Unlike chat rooms but somewhat like forums these tend to be archived so a topic may remain "live" with contributions and discussion points being added for an extended period.

Many people would not know how to start a blog. Actually the process is quite easy. Perhaps having a look at my own personal blog will provide guidance, tips and a detailed description of the steps one has to take to start, open, host, advertise and maintain a blog.

Running one's own blog is a hugely satisfying thing to do and provides a useful focus point to keep one's opinions and ideas focused and to the point.

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Is The Internet Cluttering Your Mind?

Kicking Television (Photo credit: dhammza)

Our lives can often feel very complex and busy, filled with machines and gadgets, tasks and usually people. It can feel as though the pace of life had quickened and we are all struggling to keep up. We are bombarded with information every day - from television, the Internet, magazines and newspapers and so on and so it is no surprise that our minds often feel cluttered and overloaded. When this happens, it can be difficult to think clearly or to relax. Technology has made it possible for us to do more in the time we have, yet the downside is that we are often pressured into doing more, leaving less time for us to have quiet moments to unwind.

Relaxing our bodies and minds is vital for our health. Our minds can only cope with a certain amount of information before they become fatigued and unable to function optimally. If we are overloaded for too long, stress can occur. And as we all know, stress has many horrible side effects, affecting our health and our emotions, our relationships and our ability to perform tasks well. It is a recipe for an unhappy life as well as negative thinking patterns.

In order to declutter your mind, you need to give yourself some peace and some space. Take time out from the technology and gadgets in your home. Switch off your mobile, telephone, TV and computer. Read a relaxing book or take a long bath. The key is to physically slow down and relax your mind and recharge. Drink tea or go for a walk - you might find that your cluttered mind has made you tense and uptight. When this happens, some gentle exercise or a massage can work wonders. You might want to try meditation or yoga.

A cluttered mind is often a tired mind. A cluttered mind can struggle to think clearly, so never make big decisions when you feel overwhelmed or stressed out. A great way to declutter your mind is to write down the things that are troubling you, things you need to do or things you want to achieve. Writing down helps to clear your head and committing your words to paper makes your intentions and goals more definite and helps you clarify your problems. If something is troubling you it is a good idea to take a step back from the matter and then come back to the problem later when you have had some distance from it.

A cluttered mind is often a fearful and self-doubting mind stuck in a pattern of thinking negatively. Decluttering your mind requires that you give yourself a break and be kind to yourself. This is a time to forgive and forget and not dwell on past mistakes or failures or wrongdoings. Instead, be thankful for the many blessings you have. Showing gratitude is a wonderful way to declutter your mind of any negativity. Negativity can clutter our minds with all sorts of bad thoughts and emotions such as regret and guilt and resentment and hate. This negativity serves no positive purpose and does not help you in any way. Swapping any negative thoughts with positive ones is a great way to feel good about yourself as well as declutter your mind.

You probably need to limit your time around negative people because they can clutter your mind as much as negative thoughts. Instead, surround yourself with positive and uplifting people. And lastly, do not see this decluttering as a one-off project - it is something that you need to do regularly to make sure you get the best results.

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Recording Obstacles

Further to my previous entry, my start to 2012 hasn't been ideal as far as recording goes. In a nutshell, I haven't even come close to recording anything of any use. "Why?" I hear you ask. In a nutshell, a longstanding back injury reared it's ugly head two days prior to me hitting  the recording studio.

I won't rave on about my back complaint except to say that it is on the mend with physiotherapy and decreasing doses of analgesia. Add to this the fact that I'm quitting cigarettes gradually and with success, I haven't been the happiest camper for some time....until today. My back feels much 'looser' and there are no shooting pains down my leg. I have an appointment with my G.P next Wednesday to get my C.T. scan results. I'm optimistic.

Entering the recording studio for any musician, be they a band or a solo artist isn't just a matter of walking into the studio and 'record.' Even getting to the studio, with life commitments taking (understandably) a considerable time out of one's free time which is when recording should be scheduled for. Add to this unexpected occurrences arising that can't wait.

In the case of music bands, after arriving at the studio and getting their instruments the way that both they and the sound engineer wants, the biggest hurdle that I found was getting everyone else to be quiet when it was my turn to record. At this times, all other musicians should be out of the recording room. This is a rather odd sensation initially as you know full-well that the other band members are listening intently to only you. For some reason you may feel edgy. The more that you can concentrate on what you are doing, you will soon allay these unecessary jitters. Let's face it folks; you've made blunders in front of of your music colleagues before. Why should a recording studio be any different?

A recording studio should not create an obstacle to creation. Quite the opposite. The recording studio should be a place for creativity, be you a solo recording artist or a member of a band.

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